15 Results
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5 Biggest Expenses in Retirement & How to Reduce ThemMoney MattersRetirement should be about freedom—not financial stress. In this class, we’ll break down the 5 biggest expenses most retirees face and share practical strategies to help reduce or better manage them. From housing and healthcare to transportation and unexpected costs, you’ll walk away with simple, actionable ideas to help protect your income and make your money last.Enrichment Fall/Winter 2026-2027 -
Four Successful Strategies to Protect the House, Farm & CabinMoney MattersLearn how families can protect properties like cabins, homesteads, farms, or hunting land for future generations. Topics include navigating threats such as long-term care costs, Medicaid, estate taxes, divorces, bankruptcy, operating expenses, and family dynamics. Participants will explore four clear paths and practical solutions to preserve family legacy assets while maintaining harmony among owners and heirs.Enrichment Fall/Winter 2026-2027
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Funeral Preplanning Education SeriesMoney MattersStarkson Family Preplanning Specialists are excited to partner with Lakeville Community Ed to offer an educational series designed to help residents make informed, confident decisions about end-of-life planning. This four-part series provides clear, compassionate guidance on topics that are often misunderstood or avoided, but impact every family. Across four 60-minute sessions, participants will learn about preplanning and why it matters, traditional funerals and cremation options, green burial and water cremation, monuments and memorialization, wills, probate, and essential legal considerations, and protecting yourself from senior scams. Each session encourages open conversation, practical takeaways, and thoughtful planning—without pressure or sales. Whether attendees are planning for themselves, a loved one, or simply want to be informed, this series offers valuable knowledge to help them make choices that reflect their values and wishes. Starkson Family Preplanning Specialists play diverse roles within our organization, contributing to the overall strength of the death care industry. Their experience in connecting with people and guiding families with compassion make them perfect messengers to share this valuable information with Lakeville residents.Enrichment Fall/Winter 2026-2027
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How to Retire: The Attorney’s PerspectiveMoney MattersYou work your whole career with the goal of someday retiring. This seminar covers the crucial years leading up to your retirement date, the active years of your retirement, and the winding down of your retirement years. Please bring your questions, this class is an interactive forum. Subjects will include: 1. Estate planning while working, during retirement and at the end of life, 2. When to take your Social Security, 3. Key financial products and services available in the market (Medicaid compliant annuities, Long Term Care Insurance, Life Insurance Long Term Care Riders), 4. What to look for in a professional (Financial Advisor, CFP, RIA, Fiduciary)? 5. The final plans before the end – what can be too little too late?Enrichment Winter/Spring 2026 -
Ladies Only: Your Strategic Guide to Maximizing Social Security BenefitsMoney MattersDid you know that women face unique challenges when it comes to maximizing their Social Security benefits? Understand key Social Security provisions like: How to qualify for spousal and survivor benefits off your husband's record Increasing your payments by delaying claims as long as possible Managing the earned income limits if you continue working Collecting on your ex-spouse's record after divorce Minimizing taxes on your Social Security income in retirement Securities offered through Parkland Securities, LLC, member FINRA/SIPC. Fee-based investment advisory services offered through Sigma Planning Corporation, a registered investment advisor. Business and Family Advisors, LLC is independent of Parkland Securities, LLC and SPCEnrichment Fall/Winter 2026-2027
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Medicare 101Money MattersJoin us to learn about how Medicare works, including the different parts of Medicare. What the rules and guidelines of Medicare are to avoid penalties. Discover how the Medicare enrollment period works and your options. After this class you will be equipped to make an educated decision about your Medicare choices.Enrichment Fall/Winter 2026-2027 -
Questions and Answers with a Minnesota Will and Trust Planning AttorneyMoney MattersJoin a seasoned attorney for an open-forum seminar focused on estate planning essentials. This session addresses Minnesota probate, the differences between Wills and Trusts, and strategies for managing nursing home costs and estate taxes. Participants will learn how to handle retirement assets, Transfer-On-Death Deeds, and complex family dynamics. Bring your specific questions to gain professional clarity and ensure your plan provides a seamless transition for your heirs.Enrichment Spring/Summer 2026
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Retirement Answers 101Money MattersThis in-depth Retirement Education course is designed to prepare you for a successful retirement. You will learn how to manage investment risks, use tax laws to your advantage, understand cash-flow planning for retirement in addition to managing healthcare, long-term care, company retirement plans, estate planning and much more. The course is taught by a Certified Financial Educator and Retirement Specialist using live case studies, class participation and interactive exercises.Enrichment Fall/Winter 2026-2027
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Should I Stay or Should I Go? Steps to Review Your Housing Needs for Today & TomorrowMoney MattersWe will be discussing lifestyle options for senior living. Should I stay and age in place - making home modifications to reduce safety risks OR should I go – moving to a home option that may be handicapped accessible, single level living? We will take an assessment and give you the tools to make educated decisions.Enrichment Fall/Winter 2026-2027 -
Six Steps to Legacy Planning for the GenerationsMoney MattersEstate planning doesn’t have to feel intimidating or impersonal. In this practical class, you’ll learn how generational planning helps individuals share more than money your wishes, stories, and values—so the next generation has clarity and direction. You’ll see what happens when a legacy isn’t planned, how to plan for sudden incapacity, and how to successfully transfer both tangible and intangible wealth. You’ll leave with a simple six-step process and a clear next step you can take immediately. You don’t need to be wealthy to benefit; you need to be clear. Whether you’re 45 or 75, this framework helps you align paperwork, people, and purpose. Securities offered through Parkland Securities, LLC, member FINRA/SIPC. Fee-based investment advisory services offered through Sigma Planning Corporation, a registered investment advisor. Business and Family Advisors, LLC is independent of Parkland Securities, LLC and SPCEnrichment Fall/Winter 2026-2027
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So You’re Thinking of Leaving Minnesota?Money MattersA vital part of every retirement or resettlement discussion involves the road map of issues that help us decide where we want to all home! Is it taxes, the political landscape, the weather, the location of family assets, debt or Income concerns in retirement, cost of living, health concerns or our friends are already there! When should we start this discussion? Did you know many states do not tax social security, pensions or other qualified retirement Income sources? Which are the worst states for estate taxes? How do we establish domicile? How about quality of medical resources and retirement facilities – who is good, who is not-so-good? All these issues will be raised and discussed in an open and friendly manner with questions encouraged.Enrichment Fall/Winter 2026-2027 -
Social Security for Couples: Maximizing Your Benefits TogetherMoney MattersAre you and your spouse nearing retirement age? Learn how to get the most out of your Social Security benefits as a couple. Are you widowed or single? This class can help answer questions for you too! This class is essential for married couples wanting to ensure they receive their full share of the Social Security benefits they've earned. Topics include: How marriage impacts Social Security Deciding when to claim Coordinating with other income sources Taxes and Social Security Working while receiving benefits Techniques that higher-earning couples can utilize Securities offered through Parkland Securities, LLC, member FINRA/SIPC. Fee-based investment advisory services offered through Sigma Planning Corporation, a registered investment advisor. Business and Family Advisors, LLC is independent of Parkland Securities, LLC and SPCEnrichment Fall/Winter 2026-2027
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Taxes in RetirementMoney MattersIn retirement, your tax rate may vary widely over the years based on the timing and order… Learn about the following: The critical tax question you must answer BEFORE retirement What the Social Security “tax trap” is and how you can avoid it Why tapping assets in the wrong order can trigger higher Medicare premiums The four stages of retirement and important tax actions in each stage Mistakes to avoid when it comes to your investment portfolio, health care, and estate Securities offered through Parkland Securities, LLC, member FINRA/SIPC. Fee-based investment advisory services offered through Sigma Planning Corporation, a registered investment advisor. Business and Family Advisors, LLC is independent of Parkland Securities, LLC and SPCEnrichment Fall/Winter 2026-2027 -
The Special Needs Trust: Estate Planning for Grandparents, Parents, and Families with Special Needs Members - Online CourseMoney MattersOne Should Ask: Is it better to have a formal plan in place, or leave things to future family dynamics and the ever changing benefit system? Did you know with proper planning, both while they are alive and after they have passed, grandparents, parents and family can take care of a child, grandchild or family member with special needs in their estate plan? Yes, and such planning will not adversely affect the benefits and programs which the person with special needs has available to them! This class will discuss how to properly protect your assets and provide for the future benefit of the loved one with special needs. Whatever the type of the asset (tangible, income producing or other) there are options you should know. We will discuss how the special needs trust fits into your estate planning, planning for the future of your loved one with special needs, and pros and cons of a special needs trust.Enrichment Fall/Winter 2026-2027 -
Trusts and Long-Term Estate Planning: Why You Can’t Always Trust Your TrustMoney MattersCurious about which trust is right for your estate planning? In this class, we’ll explore Living, Testamentary, and Irrevocable Trusts, their strengths, weaknesses, and how to choose the best option for your goals. We’ll tackle common misconceptions, like whether a Living Trust protects assets from Medicaid, and answer your questions. Join us to gain clarity and make informed decisions about your estate planning needs.Enrichment Fall/Winter 2026-2027